As a financial marketing agency, we closely follow top regulators and key compliance announcements in forex, banking and fintech. Every month we round up the top regulatory announcements to ensure our clients stay informed. Here’s our financial regulations roundup for June 2025.
US Senate Passes GENIUS Act
One of the top regulatory stories in May came from the US Senate, which voted unilaterally to approve the GENIUS Act. This bill aims to regulate stablecoins in the United States. It placed the Office of the Comptroller of the Currency (OCC) as the main regulator for stablecoin issuers.
Stablecoin issuers will be required to maintain reserves that are fully backed by US dollars and short-term treasuries. It also requires that issuers provide regular updates to consumers. The goal is to ensure that customers are protected as the amount of money held in stablecoins rise.
SEC Clarifies Staking Guidelines
Another major regulatory story came from the US, where the Securities and Exchange Commission clarified on staking. It stated that cryptocurrencies with staking features do not need to register under the Securities Act. That was a big win for the crypto industry since it sets the stage for having staking in crypto ETFs. Staking is a common approach in the crypto industry that enables users to earn a monthly return for safeguarding a crypto project. Some of the top crypto projects with staking features are Solana, Cardano, and Sui.
The SEC, under Paul Atkins, has become highly supportive of the crypto industry. For example, it has dropped charges against many companies in the crypto industry like Binance, Coinbase, and Kraken.
In another crypto-related regulatory change, the Labor Department rescinded a Biden rule. By doing that, it means that Americans can now add cryptocurrencies into their 401k plans.
UK Publishes Drafts For Crypto Regulations
The Financial Conduct Authority (FCA) published a draft document for regulating crypto exchanges, dealers, and agents. The agency aims to have friendly regulations that protects consumers, while not stifling growth. It also aims to attract the biggest crypto companies in the UK.
The FCA also announced new rules that will ban UK individuals from buying cryptocurrencies using credit cards.
In other FCA-related news, the agency is working on new rules to address bullying, harassment, and discrimination within the financial industry.
Pakistan Digital Assets Authority Launched
Meanwhile, in Pakistan, policymakers endorsed the creation of the Pakistan Digital Assets Authority (PDAA), which will be part of the Ministry of Finance. PDAA will be responsible for supervising, licensing, and ensuring compliance across the digital assets industry. It will also help to create a friendly environment that protects consumers and ensures industry growth.
On top of this, the government is considering creating Bitcoin Strategic Reserves that will accumulate and hold these coins.
SEC To Implement Rules For Investing In Private Credit
The SEC announced that it would consider changes to rules that make it harder for consumers to invest in private credit funds. Precisely, it will change rules that restrict investments in these funds to at least $25,000. Atkins believes that these rules restrict many potential investors from participating in one of the fastest-growing industries, with over $1.6 trillion in assets. He said:
This common-sense approach will give all investors the ability to seek exposure to a growing and important asset class, while still providing the investor protections afforded to registered funds.
EU Regulators To Stress Test Non-Banks
The other major regulatory story of the month was the decision by European authorities to issue stress tests for non-banks, which have become major players in the financial services industry. This group of companies include large players in the private credit, hedge funds, insurance companies, and other large pension funds.
The goal is to assess whether these companies pose major risks to the financial system. Regulators already conduct these stress tests on large banks after the last financial crisis in 2008/9.
UK To Regulate Buy Now, Pay Later
The UK will regulate companies in the fast-growing buy now, pay later BNPL industry. These rules, like those in the crypto industry, are meant to protect consumers and also ensure that these companies are abiding by the rules. Authorities are especially concerned about customers being exposed into debt traps. In a note. A senior executive at the FCA said:
These new rules will protect shoppers from debt traps and give the sector the certainty it needs to invest, grow and create jobs. Buy now, pay later has transformed shopping for millions, but for too long has operated as a wild west — leaving consumers exposed.
Monetary Authority of Singapore Consults on M&A
MAS, the main financial regulator, issued a consultation paper on mergers and acquisitions.
These guidelines seek to protect the competitive process for potential offerors by regulating deal protection measures, improving the certainty and timeliness in take-overs, and enhancing information provided to shareholders to enable their decision-making on frustrating actions.
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